1.
지금 국내금융시장에서 별 볼일이 없는 핀테크. 몇 년전만해도 달랐습니다. 지금 AI처럼 핀테크가 아니면 모두 망하는 것처럼 ‘핀테크’,’핀테크’를 떠들었습니다.
금융위원회차원에서 핀테크지원센터를 만들어서 교육도 하고 자료도 발간하였슴니다. 이 때 나온 자료를 다룬 글이 헬로, 핀테크입니다. 지금 보아도 무척이나 방대한 내용의 자료입니다. 물론 비즈니스모델을 만드는데 도움이 되는지 논외로 합니다.
최근 자료를 확인해보니까 아래와 같이 개정판이 있습니다.
핀테크 분야별 특화교재 『헬로, 핀테크 (도서 7종)』 신규개정판
2.
우연히 이와 비슷한 주제를 다룬 글을 보았습니다.
위 핸드북이 다루고 있는 주제들입니다.
What This Handbook Covers
Part 1: Principles establishes the foundational tenets that inform every engineering decision in financial software.
Part 2: Money covers the hard problems of representing, recording, and moving money — precision, rounding, currencies, double-entry ledgers, idempotency, funds reservation, lending systems, payment rails, and integrating with external payment systems.
Part 3: Capital Markets dives into investments and securities — order management, portfolio accounting, corporate actions, custody, and the operational workflows that keep investment platforms running.
Part 4: Blockchain & Tokenization introduces blockchain mechanics, token standards, and the tokenized finance landscape for engineers entering the on-chain side of fintech.
Part 5: Architecture covers distributed systems patterns, event streaming, and API design for financial platforms — the infrastructure concerns that cut across every domain.
Part 6: Compliance & Identity covers KYC/AML fundamentals, US payments regulation, auditability engineering, and access control patterns for regulated systems.
Part 7: Security addresses trust-zone architecture, authentication and authorization patterns, credential security, and audit trail design.
Part 8: Operations covers observability and incident response for financial systems — monitoring, alerting, and runbooks for when things go wrong with other people’s money.
Part 9: Testing presents testing strategies specific to financial software — property-based testing, invariant checks, crash injection, and reconciliation testing.
Part 10: Appendices includes a comprehensive glossary of fintech terms and worked end-to-end examples that tie all the patterns together.
