{"id":31133,"date":"2022-04-20T12:10:50","date_gmt":"2022-04-20T03:10:50","guid":{"rendered":"https:\/\/smallake.kr\/?p=31133"},"modified":"2022-04-20T12:24:19","modified_gmt":"2022-04-20T03:24:19","slug":"jp-morgan%ec%9d%98-%eb%a6%b0%ec%8a%a4%ed%83%80%ed%8a%b8%ec%97%85-it%ec%a1%b0%ec%a7%81-vs-%ec%a6%9d%ea%b6%8c%ed%9a%8c%ec%82%ac-it%ec%a1%b0%ec%a7%81","status":"publish","type":"post","link":"https:\/\/smallake.kr\/?p=31133","title":{"rendered":"JP Morgan\uc758 \ub9b0\uc2a4\ud0c0\ud2b8\uc5c5 IT\uc870\uc9c1 vs \uc99d\uad8c\ud68c\uc0ac IT\uc870\uc9c1"},"content":{"rendered":"<p>1.<br \/>\n\uc624\ub79c \ub3d9\uc548 \uc77c\ud588\uace0 \uc77c\ud558\uace0 \uc788\ub294 \uc5ec\uc758\ub3c4\uc640 \uba85\ub3d9\uc5d0\uc11c \ub9ce\uc740 IT\uac1c\ubc1c\uc790\ub97c \ub9cc\ub0ac\uc2b5\ub2c8\ub2e4. SI\ub85c \ub9cc\ub09c \uac1c\ubc1c\uc790\ub3c4 \ub9ce\uc9c0\ub9cc \uae08\uc735\ud68c\uc0ac\uc5d0\uc11c \uc77c\ud558\ub294 \uac1c\ubc1c\uc790\ub3c4 \ub9ce\uc2b5\ub2c8\ub2e4. \ubaa8\ub4e0 \uac1c\ubc1c\uc790\ub97c \ud558\ub098 \uc7a3\ub300\ub85c \ud3c9\uac00\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \uac1c\ubc1c\uc790\ub9c8\ub2e4 \uc138\uc0c1\uc744 \uc0b4\uc544\uac00\ub294 \uac00\uce58\uad00\uc774 \ub2e4\ub974\uace0 \uac1c\ubc1c\uc790\ub85c\uc11c\uc758 \ubbf8\ub798\uc640 \uc9c1\uc7a5\uc778\uc73c\ub85c\uc11c\uc758 \ubbf8\ub798\ub97c \uc5b4\ub5bb\uac8c \ubc14\ub77c\ubcf4\ub294\uc9c0\ub3c4 \ub2e4\ub974\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uadf8\ub7fc\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ub208\uc5d0 \ub744\ub294 \ubcc0\ud654\ub294 \ubcf4\uc785\ub2c8\ub2e4.<\/p>\n<p>\uccab\uc9f8 \uae08\uc735\ud68c\uc0ac\uc5d0\uc11c \uc77c\ud558\ub294 \uac1c\ubc1c\uc790\uc758 \uc5ed\ud560\uc774 \ubcc0\ud654\ud558\uace0 \uc788\ub294 \ub4ef \ud569\ub2c8\ub2e4. 90\ub144\ubd80\ud130 \ud604\uc7ac\uc5d0 \uc774\ub974\ub294 \uc2dc\uac04\uc73c\ub85c \ubcf4\uba74 \uac1c\ubc1c\uc774\ub77c\ub294 \uc5c5\ubb34\ubcf4\ub2e4\ub294 \uad00\ub9ac\ub77c\ub294 \uc5c5\ubb34\uac00 \uc9c1\uae09\uc5d0 \uad00\uacc4\uc5c6\uc774 \ucee4\uc9c0\ub294 \ub4ef \ud569\ub2c8\ub2e4. \uc678\uc8fc\ud504\ub85c\uc81d\ud2b8\ub97c \ud558\ub354\ub77c\ub3c4 \ud568\uaed8 \uac1c\ubc1c\ud558\ub294 \ubd84\ub4e4\uc774 \ub9ce\uc558\ub2e4\uace0 \ud558\uba74 \uc9c0\uae08\uc740 \uadf8\ub7f0 \ubd84\ub4e4\uc774 \ub17c\uc5d0 \ub744\uc9c0 \uc54a\ub124\uc694.<br \/>\n\ub458\uc9f8 \uad00\ub9ac\ub77c\ub294 \uc5ed\ud560\uc744 IT\ubd80\uc11c\uc758 \uc815\uc0ac\uc6d0\ub4e4\uc774 \ud558\uace0 \uac1c\ubc1c\uc740 \uc678\uc8fc\uac00 \uc544\ub2cc SM(\uc720\uc9c0\ubcf4\uc218)\uc774\ub984\uc758 \ube44\uc815\uaddc\uc9c1 \uac1c\ubc1c\uc790\ub4e4\uc774 \ub2f4\ub2f9\ud558\ub294 \ubaa8\uc2b5\uc744 \ucde8\ud569\ub2c8\ub2e4. SI\ud504\ub85c\uc81d\ud2b8\uc758 \ube44\uc911\ub3c4 \uc904\uc5b4\ub4e4\uace0 \ub0b4\ubd80\uc778\ub825(\uc815\uaddc\uc9c1 \ub354\ud558\uae30 \ube44\uc815\uaddc\uc9c1)\uc73c\ub85c \ud504\ub85c\uc81d\ud2b8\ub97c \ucd94\uc9c4\ud558\ub294 \uacbd\uc6b0\uac00 \ubb34\ucc99 \ub9ce\uc544 \ubcf4\uc785\ub2c8\ub2e4.<br \/>\n\uc14b\uc9f8 \uc774\ub7f0 \ubcc0\ud654\uc18d\uc5d0\uc11c \uae08\uc735\ud68c\uc0ac\ub4e4\ub3c4 \uc870\uc9c1\ubb38\ud654\uc758 \ubcc0\ud654\ub97c \uaf80\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uac89\uc73c\ub85c \ub4e4\uc5b4\ub09c \ubaa8\uc2b5\uc740 \ub531\ub531\ud55c \uc0ac\ubb34\uc2e4\uc774 \uc544\ub2c8\ub77c \uce74\ud398\uc640 \uac19\uc740 \ud3b8\uc548\ud55c \uadfc\ubb34\ud658\uacbd\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc5bc\ub9c8\uc804 \ubaa8 \uc740\ud589\uc5d0\uc11c \ud504\ub85c\uc81d\ud2b8\ub97c \ud560 \ub54c \uc815\uc9c1\uc6d0\ub4e4\uc774 \uc77c\ud558\ub294 \uc0ac\ubb34\uc2e4\uc744 \uc7a0\uae50 \ubc29\ubb38\ud55c \uc801\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc61b\ub0a0\uacfc\ub294 \ucc45\uc0c1\ubc30\uce58\uac00 \ub2e4\ub974\ub354\uad70\uc694. \ubc8c\uafc0\uc9d1 \ubaa8\uc591\uc758 \uad6c\uc870\ub97c \ucde8\ud558\uba74 1\uc778\ub2f9 \uacf5\uac04\uc744 \ub113\uac8c \uc81c\uacf5\ud558\uace0 \uc788\ub354\uad70\uc694. \uc774\ub85c \uc778\ud558\uc5ec \uc5b4\ub5a4 \ubcc0\ud654\uac00 \uc77c\uc5b4\ub098\ub294\uc9c0 \uc54c \uc218 \uc5c6\uc9c0\ub9cc \ubcc0\ud654\ub294 \ubcc0\ud654\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc774\ub7f0 \ubcc0\ud654\uc758 \uc6d0\uc778\uc774 \ubb34\uc5c7\uc778\uc9c0\ub97c \uba85\ud655\ud569\ub2c8\ub2e4. \ud540\ud14c\ud06c\uc640 \uac19\uc740 \uc0c8\ub85c\uc6b4 \uc870\uc9c1\uacfc \uae30\uc220\ub85c \ubb34\uc7a5\ud55c \uacbd\uc7c1\uc790\ub4e4\uc758 \ub4f1\uc7a5\uc785\ub2c8\ub2e4. \ub0b4\ubd80\uc801\uc73c\ub85c \ucc3d\uc758\uc131\uc744 \ub192\ud788\uace0 \ubcc0\ud654\uc5d0 \ube68\ub9ac \ub300\uc751\ud560 \uc218 \uc788\ub294 \uc870\uc9c1\uc744 \ub9cc\ub4e4\uace0\uc790 \ud568\uc785\ub2c8\ub2e4. \uadf8\ub807\uc9c0\ub9cc \ubcc0\ud654\ud558\uc9c0 \uc54a\ub294 \uac83\uc740 \uc608\ub098 \uc9c0\uae08\uc774\ub098 \uadf8\ub300\ub85c\uc785\ub2c8\ub2e4. \uc0c8\ub85c\uc6b4 \ub3c4\uc804\uc774 \ubcf4\uc774\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uacfc\uac70\ubd80\ud130 \ud604\uc7ac\uae4c\uc9c0 \uc774\uc5b4\uc9c0\ub294 \uc2dc\uc2a4\ud15c\uc744 \uac1c\ub7c9\ud558\uace0 \uc6b4\uc601\ud558\ub294 \uc5ed\ud560\uc5d0 \uba38\ubb38 \ub4ef \ud569\ub2c8\ub2e4. \uc0c8\ub85c\uc6b4 \ub3c4\uc804\uc744 \uc5b4\ub5a4 \ucc28\uc6d0\uc5d0\uc11c \ud560 \uac83\uc778\uac00\ub294 \uacbd\uc601\uc758 \ubb38\uc81c\uc785\ub2c8\ub2e4. \uc678\ubd80\uc640\uc758 \ud611\ub825\uc744 \ud560 \uc218\ub3c4 \uc788\uace0 \uc790\uccb4\uac1c\ubc1c\ub85c \ud560 \uc218\ub3c4 \uc788\uc9c0\ub9cc \ube44\uc6a9\uc744 \ud3ec\ud568\ud55c \uc774\uc720\ub97c \uadfc\uac70\ub85c \uc678\ubd80 \ud611\ub825\uc73c\ub85c \uc774\ub8e8\uc5b4\uc9c0\ub294 \uac83\uc774 \uc6d0\uc778\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc774\ub7f0 \uc774\uc720 \ub54c\ubb38\uc77c\uae4c\uc694? \ub5a0\ub098\ub294 \uac1c\ubc1c\uc790\ub4e4\uc774 \ub9ce\ub2e4\uace0 \ud569\ub2c8\ub2e4.<\/p>\n<blockquote><p>\ucd5c\uadfc \ud55c \ub85c\ubcf4\uc5b4\ub4dc\ubc14\uc774\uc800 \uc5c5\uccb4\ub294 IT(\uc815\ubcf4\uae30\uc220) \uac1c\ubc1c\uc790\uac00 \ud639\uc5ec\ub098 \ud1f4\uc0ac\ud558\uc9c0 \uc54a\uc744\uc9c0 \ubc1c\uc744 \ub3d9\ub3d9 \uad6c\ub974\uace0 \uc788\ub2e4. \ub85c\ubcf4\uc5b4\ub4dc\ubc14\uc774\uc800 \uc571(\uc560\ud50c\ub9ac\ucf00\uc774\uc158) \uc5c5\ub370\uc774\ud2b8\ubd80\ud130 \ud22c\uc790 \uc54c\uace0\ub9ac\uc998 \uac1c\ubc1c \ub4f1 \uc911\ucc45\uc744 \ub9e1\uc740 \uac1c\ubc1c\uc790\ub4e4\uc774 \uc694\uc998 IT\u00b7\uc18c\ud504\ud2b8\uc6e8\uc5b4 \uac1c\ubc1c\uc790 \ud488\uadc0\ud604\uc0c1\uc73c\ub85c \uc778\ud574 \ub2e4\ub978 \uc5c5\uccb4\ub85c \uc774\uc9c1\ud558\uc9c0 \uc54a\uc744\uae4c \uac71\uc815\ud558\ub294 \uac83\uc774\ub2e4.<\/p>\n<p>\uc774 \ud68c\uc0ac \uad00\uacc4\uc790\ub294 &#8220;\uc694\uc998 \ud22c\uc790\uc790\ub4e4\uc774 \uc571\uc73c\ub85c \ub2e4 \uac70\ub798\ub97c \ud558\ub294 \ub9cc\ud07c, \ud68c\uc0ac\uc5d0\uc11c \uac1c\ubc1c\uc790\uc758 \uc5ed\ud560\uc774 \ud06c\ub2e4&#8221;\uba74\uc11c &#8220;\ucd5c\uadfc \uc5ec\ub7ec \uc5c5\uccb4\uc5d0\uc11c \uac1c\ubc1c\uc790 \uc5f0\ubd09\uc744 \uc778\uc0c1\ud588\uc9c0\ub9cc, \ud68c\uc0ac \uc608\uc0b0\uc740 \ud55c\uc815\uc801\uc774\uae30 \ub54c\ubb38\uc5d0 \uc778\ub825 \uc774\ud0c8\uc774 \uc77c\uc5b4\ub0a0\uae4c \ubd10 \uac71\uc815\uc774\ub2e4&#8221;\uace0 \ub9d0\ud588\ub2e4.<\/p>\n<p>\ub85c\ubcf4\uc5b4\ub4dc\ubc14\uc774\uc800 \uc5c5\uccb4\ub97c \ube44\ub86f\ud574 \ucd5c\uadfc \ud540\ud14c\ud06c \uc5c5\uccb4\uc778 \ud1a0\uc2a4\uc99d\uad8c\uacfc \uce74\uce74\uc624\ud398\uc774\uc99d\uad8c \ub4f1\uc774 \ubaa8\ubc14\uc77c\ud2b8\ub808\uc774\ub529\uc2dc\uc2a4\ud15c(MTS)\uc744 \uc2e0\uaddc \ucd9c\uc2dc\ud558\ub294\uac00 \ud558\uba74 \ud22c\uc790\uc640 \uad00\ub828\ub41c \uc11c\ube44\uc2a4\ub97c \uc804\uc0b0\ud654\ud558\ub294 \uc791\uc5c5\uc5d0 \ucc29\uc218\ud558\uba74\uc11c \uac1c\ubc1c\uc790\uac00 \uc99d\uad8c\uc0ac\uc5d0\uc11c\ub3c4 \uc911\uc694 \uc778\uc7ac\ub85c \ub5a0\uc62c\ub790\ub2e4. \ud2b9\ud788 \ub370\uc774\ud130\uc640 \uc6d0\uc7a5\uc744 \ub2e4\ub8e8\ub294 \ub2a5\ub825\uc740 \ubb3c\ub860, \uae08\uc735 \uc9c0\uc2dd\uae4c\uc9c0 \uacb8\ube44\ud55c \uac1c\ubc1c\uc790\ub294 \uc6c3\ub3c8\uc744 \uc8fc\uace0\uc11c\ub77c\ub3c4 \ubaa8\uc154\uc57c \ud558\ub294 \u2018\uadc0\ud55c \ubab8\u2019\uc774 \ub410\ub2e4.<br \/>\n<a href=\"https:\/\/news.v.daum.net\/v\/20210304060326834\" target=\"_blank\" rel=\"noopener\">&#8220;\uadc0\ud55c \ubab8 \uac1c\ubc1c\uc790 \ub5a0\ub0a0\uae4c&#8221;\u2026\ub208\uce58 \ubcf4\ub294 \uc5ec\uc758\ub3c4 \uc99d\uad8c\uac00<\/a>\uc911\uc5d0\uc11c<\/p><\/blockquote>\n<p>\ub5a0\ub098\ub294 \uac1c\ubc1c\uc790\uac00 \uc788\uc73c\uba74 \ucc44\uc6a9\uc73c\ub85c \ud574\uacb0\ud560 \uc218\ub3c4 \uc788\uc9c0\ub9cc \uc27d\uc9c0 \uc54a\uc740 \ub4ef \ud569\ub2c8\ub2e4.<\/p>\n<blockquote><p>\uc99d\uad8c\uc0ac IT\u00b7\uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc9c1\uad70\uc758 \uc5c5\ubb34\ub294 MTS \uac1c\ubc1c\u00b7\uc6b4\uc6a9, \uc778\uacf5\uc9c0\ub2a5(AI), \uc54c\uace0\ub9ac\uc998, \ube45\ud14c\uc774\ud130, \ud074\ub77c\uc6b0\ub4dc \uac1c\ubc1c\u00b7\ubd84\uc11d, \ub9c8\uc774\ub370\uc774\ud130 \ub4f1 \ub2e4\uc591\ud558\ub2e4. \uc99d\uad8c\uc0ac\ub294 \uc774\uc640 \ub354\ubd88\uc5b4 \uc99d\uad8c\u00b7\uae08\uc735 \uc9c0\uc2dd\uae4c\uc9c0 \uace8\uace0\ub8e8 \uac16\ucd98 \uac1c\ubc1c\uc790\ub97c \uc120\ud638\ud558\ub294 \uac83\uc73c\ub85c \uc54c\ub824\uc84c\ub2e4. \uc99d\uad8c\uc0ac\ub4e4\uc740 \uc5f0\ubd09, \uc131\uacfc\uae08 \ub4f1 \ud30c\uaca9\uc801\uc778 \ud61c\ud0dd\uc73c\ub85c \uc2e4\ub825 \uc788\ub294 IT \uc778\ub825\ub4e4\uc744 \uc720\ud639\ud558\uace0 \uc788\uc9c0\ub9cc, \uace0\uae09 \uc778\ub825 \ud655\ubcf4\uc5d0\ub294 \ub2e4\uc18c \uc5b4\ub824\uc6c0\uc744 \uacaa\ub294 \uac83\uc73c\ub85c \uc804\ud574\uc84c\ub2e4. IT\uc5c5\uacc4 \uac1c\ubc1c\uc790 \uc0ac\uc774\uc5d0\uc11c \uc99d\uad8c\uc5c5\uacc4 \uc9c4\ucd9c\uc744 \uaebc\ub9ac\ub294 \ubd84\uc704\uae30\uac00 \ud615\uc131\ub410\uae30 \ub54c\ubb38\uc774\ub2e4. \uc774\ub294 \uac1c\ubc1c\uc790\ub4e4\uacfc \uc99d\uad8c\uc0ac \uac04 \uc2dc\uac01\ucc28\uac00 \ud070 \uac83\uc774 \uc6d0\uc778\uc73c\ub85c \uc9c0\ubaa9\ub41c\ub2e4. \uac1c\ubc1c\uc790\ub4e4\uc740 \uce74\uce74\uc624\u00b7\ub124\uc774\ubc84 \ub4f1 \ube45\ud14c\ud06c \uc218\uc900\uc758 \uc5f0\ubd09\uacfc \ubcf5\uc9c0\ub97c \ud76c\ub9dd\ud558\uc9c0\ub9cc, \uc99d\uad8c\uc0ac \uc785\uc7a5\uc5d0\uc120 \uadf8\ub9cc\ud55c \uc778\uac74\ube44\ub97c \uac10\ub2f9\ud558\ub294 \uac83\uc774 \ud070 \ubd80\ub2f4\uc774\ub77c\ub294 \uc124\uba85\uc774\ub2e4.<\/p>\n<p>\ud55c \uae08\uc735\ud22c\uc790\uc5c5\uacc4 \uad00\uacc4\uc790\ub294 \u201c\uce74\uce74\uc624, \ud1a0\uc2a4, \ub124\uc774\ubc84 \ub4f1 \ube45\ud14c\ud06c \uae30\uc5c5\ub4e4\uc740 \uac1c\ubc1c \uc9c1\uad70\uc5d0 \ubcf8\uc778\ub4e4\uc758 \ubbf8\ub798\ub97c \uac78\uc5c8\uae30 \ub54c\ubb38\uc5d0 \uc5f0\ubd09\ubfd0 \uc544\ub2c8\ub77c \uc2a4\ud1a1\uc635\uc158, \ubcf5\uc9c0\ud61c\ud0dd \ub4f1 \ub2e4\uc591\ud55c \ud61c\ud0dd\uc744 \uac1c\ubc1c\uc790\uc5d0 \uc81c\uacf5\ud55c\ub2e4\u201d\ub77c\uba70 \u201c\ubc18\uba74 \uc99d\uad8c\uc0ac\ub294 \uac1c\ubc1c\uc790 \uc601\uc785\uc5d0 \uadf8\ub9cc\ud55c \ube44\uc6a9\uc744 \uc0ac\uc6a9\ud558\uc9c0 \uc54a\ub294\ub2e4\u201d\ub77c\uace0 \ub9d0\ud588\ub2e4. \uadf8\ub294 \u201c\ud1b5\uc0c1 \ud540\ud14c\ud06c \uae30\uc5c5\ub4e4\uc740 IT \uad00\ub828 \uc2dc\uc2a4\ud15c\uacfc \uc778\uac74\ube44\ub97c \ubbf8\ub798 \uc790\uc0b0\uc774\ub77c\uace0 \uc0dd\uac01\ud558\ub294 \ubc18\uba74 \uc99d\uad8c\uc0ac\uc640 \uac19\uc740 \uc804\ud1b5 \uae08\uc735\uc0ac\ub4e4\uc740 \ube44\uc6a9\uc774\ub77c\uace0 \uc0dd\uac01\ud558\ub294 \ubc84\ub987\uc774 \ub0a8\uc544\uc788\ub2e4\u201d\ub77c\uba70 \u201c\uc2e4\uc81c\ub85c \uc99d\uad8c\uc0ac\ub4e4\uc740 \uad00\ud589\uc0c1 IT \ubd80\ubb38\uc744 \uc678\uc8fc\uc5d0 \ub9e1\uae30\ub294 \ub4f1 \uadf8\ub3d9\uc548 \ud22c\uc790\uc5d0 \uc801\uadf9\uc801\uc73c\ub85c \ub098\uc11c\uc9c0 \uc54a\uc558\ub2e4\u201d\ub77c\uace0 \uc124\uba85\ud588\ub2e4.<br \/>\n<a href=\"https:\/\/biz.newdaily.co.kr\/site\/data\/html\/2022\/04\/11\/2022041100093.html\" target=\"_blank\" rel=\"noopener\">\u201c\ub531\ub531\ud55c \uc870\uc9c1\ubb38\ud654 \uc2eb\ub2e4\u201d\u2026\uc99d\uad8c\uac00 IT \uac1c\ubc1c\uc790 \uc778\ub825\ub09c<\/a>\uc911\uc5d0\uc11c<\/p><\/blockquote>\n<p>\ub5a0\ub098\ub294 \uc774\uc720\uc57c \ub2e4\uc591\ud558\uaca0\uc9c0\ub9cc \uacbd\uc81c\uc801\uc778 \uc694\uc778\uc774 \uc6b0\uc120\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4. \uce74\uce74\uc624\ubc45\ud06c\uc640 \uac19\uc740 \ud540\ud14c\ud06c \uae08\uc735\ud68c\uc0ac\ub4e4\uc774 \uba54\uae30\uc5ed\ud560\uc744 \ud558\uba74\uc11c \uae30\ub300\uce58\uac00 \ub192\uc544\uc84c\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n<p>2.<br \/>\n\uc774\uc640 \ube44\uad50\ud560 \uc218 \uc788\ub294 JP Morgan\uc758 \ub3c4\uc804\uc774 \uc788\uc2b5\ub2c8\ub2e4. JP Morgan\uc774 5\ub9cc\uba85\uc758 \uac1c\ubc1c\uc790\ub97c 25\uac1c\uc758 \ub9b0 \uc2a4\ud0c0\ud2b8\uc5c5\uacfc \uac19\uc740 \uc870\uc9c1\uc73c\ub85c \uc7ac\ud3b8\ud558\uc600\ub2e4\uace0 \ud569\ub2c8\ub2e4.<\/p>\n<blockquote><p>JPMorgan\u2019s IT teams will reorganize along product lines, enabling them to operate more like startups, per Business Insider. That includes the addition of 25 \u201cmini-CEOs\u201d who will lead their shares of the bank\u2019s 50,0000 technologists \u201clike heads of startups.\u201d<br \/>\n<a href=\"https:\/\/www.emarketer.com\/content\/jpmorgan-reorganizes-its-tech-teams-nurture-that-lean-startup-kind-of-mindset\" target=\"_blank\" rel=\"noopener\">JPMorgan reorganizes its tech teams to nurture \u2018that lean, startup kind of mindset\u2019<\/a>\uc911\uc5d0\uc11c<\/p><\/blockquote>\n<p>\ub9b0\uc2a4\ud0c0\ud2b8\uc5c5\uc758 \uc758\ubbf8\ub97c \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. 2011\ub144 <a href=\"https:\/\/www.amazon.com\/Lean-Startup-Entrepreneurs-Continuous-Innovation\/dp\/0307887898\" target=\"_blank\" rel=\"noopener\">The Lean Startup: How Today&#8217;s Entrepreneurs Use Continuous Innovation to Create Radically Successful Businesses <\/a>\uc5d0\uc11c \ucc98\uc74c \uc0ac\uc6a9\ud55c \uc6a9\uc5b4\ub77c\uace0 \ud569\ub2c8\ub2e4. <a href=\"https:\/\/ko.wikipedia.org\/wiki\/%EB%A6%B0%EC%8A%A4%ED%83%80%ED%8A%B8%EC%97%85\" target=\"_blank\" rel=\"noopener\">Wiki<\/a>\uc758 \uc815\ub9ac\uc785\ub2c8\ub2e4.<\/p>\n<blockquote><p>\ub9b0 \uc2a4\ud0c0\ud2b8\uc5c5(Lean Startup)\uc740 \uc81c\ud488\uc774\ub098 \uc2dc\uc7a5\uc744 \ubc1c\ub2ec\uc2dc\ud0a4\uae30 \uc704\ud574 \uae30\uc5c5\uac00\ub4e4\uc774 \uc0ac\uc6a9\ud558\ub294 \ud504\ub85c\uc138\uc2a4 \ubaa8\uc74c \uc911 \ud558\ub098\ub85c\uc11c, \uc560\uc790\uc77c \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uac1c\ubc1c\uacfc, \uace0\uac1d \uac1c\ubc1c(Customer Development), \uadf8\ub9ac\uace0 \uae30\uc874\uc758 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ud50c\ub7ab\ud3fc (\uc8fc\ub85c \uc624\ud508\uc18c\uc2a4) \ub4f1\uc744 \ud65c\uc6a9\ud55c\ub2e4.<\/p>\n<p>\ub9b0 \uc2a4\ud0c0\ud2b8\uc5c5\uc740 \uc6b0\uc120 \uc2dc\uc7a5\uc5d0 \ub300\ud55c \uac00\uc815(market assumptions)\uc744 \ud14c\uc2a4\ud2b8\ud558\uae30 \uc704\ud574 \ube60\ub978 \ud504\ub85c\ud1a0\ud0c0\uc785(rapid prototype)\uc744 \ub9cc\ub4e4\ub3c4\ub85d \uad8c\ud55c\ub2e4. \uadf8\ub9ac\uace0 \uace0\uac1d\uc758 \ud53c\ub4dc\ubc31\uc744 \ubc1b\uc544 \uae30\uc874\uc758 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc5d4\uc9c0\ub2c8\uc5b4\ub9c1 \ud504\ub799\ud2f0\uc2a4(\ud3ed\ud3ec\uc218 \ubaa8\ub378 \uac19\uc740)\ubcf4\ub2e4 \ud6e8\uc52c \ube60\ub974\uac8c \ud504\ub85c\ud1a0\ud0c0\uc785\uc744 \uc9c4\ud654\uc2dc\ud0ac \uac83\uc744 \uc8fc\uc7a5\ud55c\ub2e4. \ub9b0 \uc2a4\ud0c0\ud2b8\uc5c5\uc5d0\uc11c \ud558\ub8e8\uc5d0\ub3c4 \uba87 \ubc88\uc529 \uc0c8\ub85c\uc6b4 \ucf54\ub4dc\ub97c \ub9b4\ub9ac\uc988\ud558\ub294 \uac83\uc740 \ub4dc\ubb38 \uc77c\uc774 \uc544\ub2c8\ub2e4. \uc774\ub97c \uc704\ud574\uc11c \uc9c0\uc18d\uc801 \ubc30\ud3ec(Continuous Deployment)\ub77c\ub294 \uae30\ubc95\uc744 \uc0ac\uc6a9\ud55c\ub2e4.<\/p>\n<p>\ub9b0 \uc2a4\ud0c0\ud2b8\uc5c5\uc740 \ub54c\ub85c \ub9b0 \uc0ac\uace0\ubc29\uc2dd(Lean Thinking)\uc744 \ucc3d\uc5c5 \ud504\ub85c\uc138\uc2a4\uc5d0 \uc801\uc6a9\ud55c \uac83\uc73c\ub85c \uc124\uba85\ub418\uae30\ub3c4 \ud55c\ub2e4. \ub9b0 \uc0ac\uace0\ubc29\uc2dd\uc758 \ud575\uc2ec\uc740 \ub0ad\ube44\ub97c \uc904\uc774\ub294 \uac83\uc774\ub2e4. \ub9b0 \uc2a4\ud0c0\ud2b8\uc5c5 \ud504\ub85c\uc138\uc2a4\ub294 \uace0\uac1d \uac1c\ubc1c(Customer Development)\uc744 \uc0ac\uc6a9\ud558\uc5ec, \uc2e4\uc81c \uace0\uac1d\uacfc \uc811\ucd09\ud558\ub294 \ube48\ub3c4\ub97c \ub192\uc5ec\uc11c \ub0ad\ube44\ub97c \uc904\uc778\ub2e4. \uc774\ub97c \ud1b5\ud574 \uc2dc\uc7a5\uc5d0 \ub300\ud55c \uc798\ubabb\ub41c \uac00\uc815\uc744 \ucd5c\ub300\ud55c \ube68\ub9ac \uac80\uc99d\ud558\uace0 \ud68c\ud53c\ud55c\ub2e4. \uc774 \ubc29\uc2dd\uc740 \uc5ed\uc0ac\uc801\uc778 \uae30\uc5c5\uac00\ub4e4\uc758 \uc804\ub7b5\uc744 \ubc1c\uc804\uc2dc\ud0a8 \uac83\uc774\ub2e4. \uc2dc\uc7a5\uc5d0 \ub300\ud55c \uac00\uc815\ub4e4\uc744 \uac80\uc99d\ud558\uae30 \uc704\ud55c \uc791\uc5c5\ub4e4\uc744 \uc904\uc774\uace0, \uc2dc\uc7a5 \uc120\ub3c4\ub825(market traction)\uc744 \uac00\uc9c0\ub294 \ube44\uc988\ub2c8\uc2a4\ub97c \ucc3e\ub294\ub370 \uac78\ub9ac\ub294 \uc2dc\uac04\uc744 \uc904\uc778\ub2e4. \uc774\uac83\uc744 \ucd5c\uc18c \uae30\ub2a5 \uc81c\ud488 (Minimum Viable Product)\uc774\ub77c\uace0\ub3c4 \ud55c\ub2e4. \ub2e4\ub978 \ub9d0\ub85c\ub294 \ucd5c\uc18c \uae30\ub2a5 \uc14b (Minimum Features Set) \uc774\ub77c\uace0 \ubd88\ub9b0\ub2e4.<\/p><\/blockquote>\n<p>\ub9b0 \uc2a4\ud0c0\ud2b8\uc5c5\uc774 \uc815\uc758\ud558\ub294 \uc2a4\ud0c0\ud2b8\uc5c5\uc740 \uc544\ub798\uc640 \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<blockquote><p>\ud0c0\ud2b8\uc5c5\uc740 \uadf9\uc2ec\ud55c \ubd88\ud655\uc2e4\uc131\uc758 \uc0c1\ud669 \ud558\uc5d0\uc11c \uc0c8\ub85c\uc6b4 \uc81c\ud488\uc774\ub098 \uc11c\ube44\uc2a4\ub97c \ub9cc\ub4e4\uc5b4\ub0b4\uae30 \uc704\ud574 \ub514\uc790\uc778\ub41c \uc778\uac04 \uc870\uc9c1\uc774\ub2e4<\/p><\/blockquote>\n<p>\uad00\ub828\ud55c \uc790\ub8cc\ub97c \uc0b4\ud53c\uba74\uc11c \ub208\uc5d0 \ub4e4\uc5b4\uc628 \uac1c\ub150\uc740 \uc138\uac00\uc9c0\uc785\ub2c8\ub2e4. Prototype, MVP(Minimum Valuable Product), MDP(Minimum Delightful Product)\uc785\ub2c8\ub2e4.<a href=\"https:\/\/medium.com\/swlh\/mvp-vs-mdp-viability-vs-delight-what-you-really-need-296b42df005d\" target=\"_blank\" rel=\"noopener\">MVP vs MDP = Viability vs Delight. What You Really Need?<\/a>\uac00 \uc18c\uac1c\ud55c \uadf8\ub9bc\uc785\ub2c8\ub2e4.<\/p>\n<blockquote><p>An MVP is the version of a new product which allows a team to collect the maximum amount of validated learning about customers with the least effort.<\/p><\/blockquote>\n<blockquote><p>Delightful products users fall in love with. They immediately become part of a user\u2019s life or work. When a product is delightful it just makes sense. It works the way you\u2019d expect and the experience is highly satisfying. Delightful products are adopted faster, get better word of mouth, and create higher satisfaction.<\/p><\/blockquote>\n<p><a href=\"https:\/\/i0.wp.com\/www.smallake.kr\/wp-content\/uploads\/2022\/04\/0uuGpQiRjWOl-2-aE.png?ssl=1\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-31135\" src=\"https:\/\/i0.wp.com\/www.smallake.kr\/wp-content\/uploads\/2022\/04\/0uuGpQiRjWOl-2-aE.png?resize=1024%2C535&#038;ssl=1\" alt=\"\" width=\"1024\" height=\"535\" srcset=\"https:\/\/i0.wp.com\/smallake.kr\/wp-content\/uploads\/2022\/04\/0uuGpQiRjWOl-2-aE.png?w=1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/smallake.kr\/wp-content\/uploads\/2022\/04\/0uuGpQiRjWOl-2-aE.png?resize=300%2C157&amp;ssl=1 300w, https:\/\/i0.wp.com\/smallake.kr\/wp-content\/uploads\/2022\/04\/0uuGpQiRjWOl-2-aE.png?resize=200%2C104&amp;ssl=1 200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><br \/>\n<a href=\"https:\/\/i0.wp.com\/www.smallake.kr\/wp-content\/uploads\/2022\/04\/0OeYsfl9288pBVcaR.png?ssl=1\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-31136\" src=\"https:\/\/i0.wp.com\/www.smallake.kr\/wp-content\/uploads\/2022\/04\/0OeYsfl9288pBVcaR.png?resize=1024%2C535&#038;ssl=1\" alt=\"\" width=\"1024\" height=\"535\" srcset=\"https:\/\/i0.wp.com\/smallake.kr\/wp-content\/uploads\/2022\/04\/0OeYsfl9288pBVcaR.png?w=1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/smallake.kr\/wp-content\/uploads\/2022\/04\/0OeYsfl9288pBVcaR.png?resize=300%2C157&amp;ssl=1 300w, https:\/\/i0.wp.com\/smallake.kr\/wp-content\/uploads\/2022\/04\/0OeYsfl9288pBVcaR.png?resize=200%2C104&amp;ssl=1 200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/p>\n<p>Process \ubcf4\ub2e4\ub294 Product\uc5d0 \uc9d1\uc911\ud558\uace0 \uac19\uc740 Product\ub77c\ub3c4 MVP\uc5d0 \uc9d1\uc911\ud558\ub294 \ub9b0\uc2a4\ud0c0\ud2b8\uc5c5\uc5d0\uc11c \ub610\ub2e4\ub978 Product\ub4e4\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub0e5 \uc7ac\ubbf8\uc788\ub294 \uad6c\ubd84\uc774\uace0 \ud45c\ud604\uc785\ub2c8\ub2e4. <a href=\"https:\/\/djangostars.com\/blog\/guide-mvp-mmp-mlp-mdp-map-startup-stages\/\" target=\"_blank\" rel=\"noopener\">Your Guide to MVP, MMP, MLP, MDP and MAP Startup Stages<\/a>\uc758 \uc18c\uac1c\uc785\ub2c8\ub2e4.<\/p>\n<table class=\"nitro-offscreen\" style=\"border: 1px solid black; border-collapse: collapse; width: 100%;\" border=\"1\">\n<tbody>\n<tr>\n<td><strong>Type of minimum product<\/strong><\/td>\n<td><strong>Stands for<\/strong><\/td>\n<td><strong>Develop\u00adment speed<\/strong><\/td>\n<td><strong>Features<\/strong><\/td>\n<td><strong>Develop\u00adment price<\/strong><\/td>\n<td><strong>Is built on<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>MVP<\/strong><\/td>\n<td>Minimum viable product<\/td>\n<td>Fastest<\/td>\n<td>Minimum to test the idea<\/td>\n<td>Cheapest<\/td>\n<td>The idea<\/td>\n<\/tr>\n<tr>\n<td><strong>MMP<\/strong><\/td>\n<td>Minimum marketable product<\/td>\n<td>Fast<\/td>\n<td>Minimum to sell the product<\/td>\n<td>Cheap<\/td>\n<td>Several MVPs<\/td>\n<\/tr>\n<tr>\n<td><strong>MMF<\/strong><\/td>\n<td>Minimum marketable feature<\/td>\n<td>Fast<\/td>\n<td>Minimum to bring immediate value to customers<\/td>\n<td>Depends on the features<\/td>\n<td>Feature descrip\u00adtion<\/td>\n<\/tr>\n<tr>\n<td><strong>MLP<\/strong><\/td>\n<td>Minimum lovable product<\/td>\n<td>Fast (but can be slower than MVP)<\/td>\n<td>Minimum to entice the wow-effect<\/td>\n<td>Depends on the features<\/td>\n<td>The MVP concept<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p> <a href=\"https:\/\/www.infoq.com\/articles\/lean-startup-killed\/\" target=\"_blank\" rel=\"noopener\">Lean Start-Up, and How It Almost Killed Our Company <\/a>\uc744 \ubcf4\uba74 \uae08\uc735\ud68c\uc0ac \uc870\uc9c1\uacfc \ub9b0\uc2a4\ud0c0\uc5c5\uc744 \ube44\uad50\ud560 \uc218 \uc788\ub294 \ubb38\uc7a5\uc774 \ud558\ub098 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<blockquote><p>Step-by-step versus \u2018little bets\u2019<\/p><\/blockquote>\n<p>\uae00\uc5d0\uc11c\ub294 \ub2e4\ub978 \uc758\ubbf8\ub85c \uc0ac\uc6a9\ud588\uc9c0\ub9cc \uc77c\ubc18 \uae08\uc735\ud68c\uc0ac\ub294 \ucc28\uadfc\ucc28\uadfc \ud55c\uac78\uc74c \ud55c\uac78\uc74c \uacc4\ud68d\ub300\ub85c \uc77c\uc744 \ucd94\uc9c4\ud558\ub294 \ubc18\uba74 \ub9b0 \uc2a4\ud0c0\ud2b8\uc5c5\uc740 \uc57d\uac04\uc758 \ub3c4\ubc15\uc744 \ud558\uba74\uc11c MVP\uc5d0 \uc9d1\uc911\ud558\ub294 \ud2b9\uc9d5\uc744 \uac00\uc84c\ub2e4\uace0 \uc815\ub9ac\ud560 \uc218 \uc788\uc744 \ub4ef \ud569\ub2c8\ub2e4. \ub2e4\uc2dc\uae08 JP Morgan\uc73c\ub85c \ub3cc\uc544\uac00\uc11c \ub9b0 \uc2a4\ud0c0\ud2b8\uc5c5\uc73c\ub85c \uc870\uc9c1\uc744 \uc7ac\ud3b8\ud558\ub294 JP Morgan\uc758 \ubaa9\ud45c\uc785\ub2c8\ub2e4.<\/p>\n<blockquote><p>In an interview with Business Insider, Monika Panpaliya, the head of JPMorgan&#8217;s global technology-product office, contrasted \u201cbanks encumbered by legacy systems and hierarchy\u201d with the \u201ccustomer-centric, agile organization\u201d that JPMorgan\u2019s IT org wants to become.<\/p>\n<p>Instead of organizing around channels or underlying technologies, the bank is reorganizing around its \u201cproduct catalog\u201d across 25 tech areas.<br \/>\nI<strong>t\u2019s taking an agile approach to tech development.<br \/>\nIt\u2019s focusing on product, design, and engineering skills.<br \/>\nIt\u2019s training tech teams to be more adept at product management.<br \/>\nTech tools will be shared across the organization.<br \/>\nThe bank\u2019s budget will be realigned with its products.<\/strong><\/p>\n<p>Panpaliya expects the reorganization will take two to three years.<\/p>\n<p>Centralized teams that oversee cloud, data, AI, and machine learning\u2014collectively known as tech enablement platforms\u2014are leading the change.A group of tech advisors conducts quarterly reviews of each product line.<\/p>\n<p>The &#8220;mini-CEOs&#8221;\u2014really, general managers\u2014own the products, are highly knowledgeable about them, and direct incremental updates to them and strategic decisions.<br \/>\nThe general managers are encouraged to exhibit \u201ca lean startup kind of mindset,\u201d Panpaliya said.<\/p><\/blockquote>\n<p>MVP(Product)\uc5d0 \uc9d1\uc911\ud558\ub294 \uc870\uc9c1\ub0b4\ubd80 \uc2a4\ud0c0\ud2b8\uc5c5\uc73c\ub85c\uc368 IT\uc870\uc9c1. \uc2a4\ud2f0\ube0c \uc7a1\uc2a4\uac00 \ud588\ub358 \ub9d0\uc774 \ub5a0\uc624\ub985\ub2c8\ub2e4.<\/p>\n<blockquote><p>Do you know how many committees we have at Apple? Zero. <\/p>\n<p>We have no committees. <strong>We are organised like a startup. We are the biggest startup on the planet<\/strong>. We all meet for three hours once a week and we talk about everything we&#8217;re doing, the all business. And there is tremendous teamwork at the top of the company which filters down the teamwork through out of the company.<\/p><\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>1. \uc624\ub79c \ub3d9\uc548 \uc77c\ud588\uace0 \uc77c\ud558\uace0 \uc788\ub294 \uc5ec\uc758\ub3c4\uc640 \uba85\ub3d9\uc5d0\uc11c \ub9ce\uc740 IT\uac1c\ubc1c\uc790\ub97c \ub9cc\ub0ac\uc2b5\ub2c8\ub2e4. SI\ub85c \ub9cc\ub09c \uac1c\ubc1c\uc790\ub3c4 \ub9ce\uc9c0\ub9cc \uae08\uc735\ud68c\uc0ac\uc5d0\uc11c \uc77c\ud558\ub294 \uac1c\ubc1c\uc790\ub3c4 \ub9ce\uc2b5\ub2c8\ub2e4. \ubaa8\ub4e0 \uac1c\ubc1c\uc790\ub97c \ud558\ub098 \uc7a3\ub300\ub85c \ud3c9\uac00\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \uac1c\ubc1c\uc790\ub9c8\ub2e4 \uc138\uc0c1\uc744 \uc0b4\uc544\uac00\ub294 \uac00\uce58\uad00\uc774 \ub2e4\ub974\uace0 \uac1c\ubc1c\uc790\ub85c\uc11c\uc758 \ubbf8\ub798\uc640 \uc9c1\uc7a5\uc778\uc73c\ub85c\uc11c\uc758 \ubbf8\ub798\ub97c \uc5b4\ub5bb\uac8c \ubc14\ub77c\ubcf4\ub294\uc9c0\ub3c4 \ub2e4\ub974\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uadf8\ub7fc\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ub208\uc5d0 \ub744\ub294 \ubcc0\ud654\ub294 \ubcf4\uc785\ub2c8\ub2e4. \uccab\uc9f8 \uae08\uc735\ud68c\uc0ac\uc5d0\uc11c \uc77c\ud558\ub294 \uac1c\ubc1c\uc790\uc758 \uc5ed\ud560\uc774 \ubcc0\ud654\ud558\uace0 \uc788\ub294 \ub4ef \ud569\ub2c8\ub2e4. 90\ub144\ubd80\ud130 \ud604\uc7ac\uc5d0 \uc774\ub974\ub294 \uc2dc\uac04\uc73c\ub85c \ubcf4\uba74 \uac1c\ubc1c\uc774\ub77c\ub294&#8230;<br \/><a class=\"read-more-button\" href=\"https:\/\/smallake.kr\/?p=31133\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":31142,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"JP Morgan\uc774 \uc624\ub9cc\uba85\uc774 \ub118\ub294 \uac1c\ubc1c\uc790\uc870\uc9c1\uc744 25\uac1c\uc758 \ub9b0\uc2a4\ud0c0\ud2b8\uc5c5\uc73c\ub85c \uc7ac\ud3b8\ud55c\ub2e4\uace0 \ud569\ub2c8\ub2e4. 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